College is expensive! And many of us usually resort to raking up student loan debt to finance our children’s education. The good news is that there are free seminars about college planning that provide valuable information for parents. Want to learn more? Sign up for a free educational workshop. The topic this Saturday 05/27/2023 isContinue reading “College Funding”
Author Archives: VNunez
Financial Workshops
One of the easiest ways to start learning about finances is by taking advantage of free financial workshops. Workshops cover many different topics from debt management, building an emergency savings fund, making sure you have sufficient insurance coverage, and setting long term financial goals. So if you are interested in learning more about finance, signContinue reading “Financial Workshops”
Funeral Expenses
It’s always a difficult time when a loved one passes away. And while this can be a very hard subject to talk about, it really is very important to be prepared. If not for yourself, for your family. We all have seen families fundraising for funeral costs one time or another. So why not beContinue reading “Funeral Expenses”
Income in Retirement
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IUL and Supplemental Income
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When to Start Saving for Retirement?
If you haven’t already done so, the best time to start saving for retirement is now! Usually in your 20’s, you’re in college or you’re starting a new job or even starting a family. And, while you may get advice from many different people telling you to enjoy your 20’s, no one really ever tellsContinue reading “When to Start Saving for Retirement?”
The Market is Down
stocks.apple.com/AcoDMeiFSQ9qjGb-siJh5IQ Now that the market is down and another bank was taken over, what can we do to protect our money? Naturally when the market goes down, people tend to take out money from the stocks they are investing in. This further causes the market to continue decreasing and in turn means people are incurringContinue reading “The Market is Down”
Investment Strategies
There are many different ways that you can invest your money such as in stock, in mutual funds, in bonds, and even at the bank. But do you know how or if your money is growing? There are three basic investing strategies you should be familiar with because each will affect your investments growth: Fixed,Continue reading “Investment Strategies”
Guaranteed Income
Would you feel better retiring if you knew you’d receive guaranteed income? I would! An annuity is a financial product that works like a pension, in that it guarantees you a steady stream of income during retirement. There are different types of annuities though. Fixed or variable. Each depends on your risk tolerance. And eachContinue reading “Guaranteed Income”
Independence
Where do you see yourself in 10 years? In 10 years, I see myself being financial independent. I see myself debt free. I see myself making the best investment decisions for myself, my family, and my clients. I see myself as an expert in my profession. I see myself free from the usual 9-5 dailyContinue reading “Independence”