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This might seem like a silly question to ask but it is a very important question to think about.
The reason I ask is because I’ve seen many older people working in fast food restaurants and grocery stores and I wonder why! I wonder if those people ever thought about retiring or if they even know what retirement is.
I started wondering what types of jobs they had when they were younger. Was it always restaurants? Was it always at a grocery store? Were they offered some kind of retirement plan at work? Were they able to save any money throughout their working years? Do they even know that they needed to save money so that they would not have to work in old age? Do they need the paycheck to survive?
Then I took a step back and examined my own life. I started analyzing my expenses and realized that I need to keep earning the same amount now to keep living the way I am. All of this made me start thinking what I did when I was younger. Well, I started my family, I went to college, and I have been working at a full-time 9-5 job for over 20 years with merely any savings to show for it.
All this thinking made me soon realize that I need to start taking care of my finances now! I need to come up with a plan so that I can retire and live comfortably. I still have a good 20 – 30 years to work before I reach the age of retirement. So I need to start planning now! Especially since my children are grown and on their own.
For these reasons, and many more, I decided to pursue a new path in financial planning. I made it my mission to not only help myself but help many others who might be in the same situation as me. Financial planning is not only about taking control of your debt and income, it’s also about protecting your family and your future.
That is why I am here! I am here to help you gain a better understanding of your finances, to help you find a way out of debt, to help you set up financial protection for your family, and to help you become financially independent and free.
Contact me to set up an initial consultation. Let’s discuss your financial goals and learn about the products that can help you build protection for your family as well as products that can help you set up for retirement!